Gold IRA company review

Goldco

The streamlined choice for rolling over an existing account.

8.6/10
Excellent
★★★★☆ · Rollover pick
The verdict

Goldco has grown into one of the largest gold IRA companies in the United States through a relentless focus on the IRA rollover market.

If you have an existing 401(k), traditional IRA, or other qualified retirement account, Goldco's rollover process is among the most streamlined available — they handle most of the paperwork, coordinate directly with your existing custodian, and can often complete a full rollover within weeks rather than months.

Their scale works in clients' favor in several ways. A large operation means dedicated rollover specialists who handle this process daily, reliable account management infrastructure, and competitive buyback pricing when you eventually want to sell. Goldco regularly offers buyback prices at or above the going spot rate, which reduces the typical friction of exiting a precious metals position.

Goldco's product range covers the core IRA-eligible gold and silver coins from major government mints, along with a selection of bars. It's not the widest catalog in the market, but it covers the most important bases for retirement-focused investors.

At a glance

What we liked

  • +Industry-leading IRA rollover process — efficient and well-documented
  • +Competitive buyback rates typically at or above spot
  • +Large, established operation with dedicated rollover team
  • +Strong track record and consistent client ratings
  • +Clear account setup with step-by-step guidance

What to weigh

  • $25,000 minimum excludes entry-level investors
  • Product range more limited than specialist bullion dealers
  • Some clients note aggressive follow-up communications during onboarding

Who it's best for

Investors actively rolling over an existing 401(k) or IRA into physical gold. Also suitable for retirement-focused investors who want a large, established provider with a proven buyback program.

How it scored
Trust25% weight
9.0/10
A large, established operation with a strong rating record and a dedicated rollover team.
Transparency20% weight
8.2/10
Clear step-by-step setup, though some clients note assertive onboarding follow-up.
Products20% weight
8.2/10
Core IRA-eligible coins and bars from major mints; not the widest catalog.
Service20% weight
9.0/10
Streamlined 401(k) rollovers handled by specialists who run the process daily.
Value15% weight
8.5/10
Competitive buyback at or above spot offsets a mid-tier entry minimum.

How this review was produced. Scores follow our published methodology and reflect our independent assessment as of June 2026, subject to change. The company links are plain, untracked reference links — we currently earn no commission from any firm reviewed, and no company pays for placement. This page is informational and not financial advice.